Paying it forward and Kiva

I'm a great believer in 'Paying it forward'

I asked that my help to NB Dobbin be paid forward. I think the world would be a much happier and friendlier place if more people helped without regard of payment and that their efforts are magnified forward by the recipient. Pipe dream I know but it makes my conscience a little clearer if I can help others.

I'd like to plug KIVA as a excellent example of helping others. I like to give gift certificates as presents - when you explain it to people they are all very pleased to have their present paid forward in this way.

Take care

Nev